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Available financial leasing

Available
financial leasing

FUIB is a participant of the state program to support micro, small, medium and large businesses "Affordable financial leasing 5-7-9%", which provides financial assistance by reducing the price of financial leasing, through state compensation of the Basic remuneration rate to the level of 0%, 5%, 7 % or 9% per annum under financial leasing in the national currency.

The program is implemented by the Government of Ukraine on the initiative of the President of Ukraine through the Entrepreneurship Development Fund.

Apply

Terms and conditions of the program

  • Up to 60 million UAH

    the maximum amount of financing for the entire group of related counterparties

  • Up to 3 years

    for investment projects

  • From 25% of the cost

    amount of advance (share of own participation in the project)

  • 1.5%

    one-time commission for providing funding (from the amount of funding)

  • Leasing items

    cars and trucks, trailers / semi-trailers, agricultural machinery and trailers / attachments to it, special machinery

  • Payments

    remuneration (interest) on a monthly basis, principal on a monthly basis in equal parts or seasonal schedule of expenses directly related to the performance of the contract - on a monthly basis

Funding details

Borrower's own contribution

For an existing business

Not less than 25%

Repayment schedule

Remuneration (interest)

Monthly

Principal debt
Monthly in equal parts or seasonal

Subject of leasing

Cars for industrial needs, trucks, trailers / semi-trailers, agricultural machinery and trailed / attached equipment, special machinery

Commission

1,5%

From the amount of financing for the provision of financial leasing services (paid once)

The purpose

Investment goals
Acquisition of new and used fixed assets (except vehicles that will not be used directly for production or commercial purposes)
Providing passenger and / or freight for the period of martial law *
During the period of martial law for investment purposes related to the purchase of cars and / or trucks used for commercial and industrial purposes
* Leasing to provide passenger and / or freight transportation for the period of martial law it is possible to apply during martial law

Compensatory reward

Compensation fee (rate for the client) depends on the purpose of financing, the annual amount of income from business activities and the number of jobs created.

0% per annum*
for freight and / or passenger transportation business, for the period of martial law and within 1 month after its termination or cancellation (but not more than 1 year from the date of concluding the financial leasing agreement)
*5% per annum - 1 month after the termination or cancellation of martial law and until the expiration of the financial leasing agreement
5% per annum*
if the revenue is up to 50 million UAH and at least 2 new jobs are created during the first full quarter (from the next quarter)
7% per annum**
for businesses with revenue up to 50 million UAH
**with the possibility of reduction by 0.5% for each new job (not less than 5%), quarterly rate review.
9% per annum**
for businesses with revenue of 50 million UAH, but not more than the equivalent of 50 million EUR
**with the possibility of reduction by 0.5% for each new job (not less than 5%), quarterly rate review.
*5% per annum - 1 month after the termination or cancellation of martial law and until the expiration of the financial leasing agreement
**with the possibility of reduction by 0.5% for each new job (not less than 5%), quarterly rate review.

Base award rate (interest)

 

Determined by the formula:

Base rate

Segment
Annual income (million EUR)
UIRD (3м)* + 7%
For a micro business
⩽ 2
UIRD (3м) + 6%
For a small business
⩽ 10
UIRD (3м) + 5%
For medium-sized business
⩽ 50
UIRD (3м) + 5%
For a large business
> 50
*UIRD – Ukrainian Index of Retail Deposit Rates, calculated on the basis of nominal rates of the market for deposits of individuals, which are announced by Ukrainian banks for a period of 3 months. Approved by the Resolution of the Cabinet of Ministers of Ukraine No. 28 dated 01.24.20 (as amended and supplemented).

Is your business eligible for the program?

Operating enterprises
Operating enterprises
Conducting economic activity
check

More than 12 mo.

Total state support received for any program over a three-year period
check

It cannot exceed the equivalent of
200 000 EUR or 400,000 EUR
(in accordance with the requirements of the Resolution of the Cabinet of Ministers № 200 of 03.03.2021")
(total for the group of related companies)

Participants (founders) and ultimate beneficial owners (controllers) of the enterprise
check

They must be individuals – residents of Ukraine

Restrictions on the provision of state support
check

They do not fall under the restrictions on the provision of state support, defined by article 13 of the Law of Ukraine "On the development and state support of small and medium-sized businesses" as well as under the restrictions of the Entrepreneurship Development Fund program "Available Financial Leasing 5-7-9%"

Operating enterprises
Operating enterprises
check
Conducting economic activity

More than 12 mo.

check
Total state support received for any program over a three-year period

It cannot exceed the equivalent of
200 000 EUR or 400,000 EUR
(in accordance with the requirements of the Resolution of the Cabinet of Ministers № 200 of 03.03.2021")
(total for the group of related companies)

check
Participants (founders) and ultimate beneficial owners (controllers) of the enterprise

They must be individuals – residents of Ukraine

check
Restrictions on the provision of state support

They do not fall under the restrictions on the provision of state support, defined by article 13 of the Law of Ukraine "On the development and state support of small and medium-sized businesses" as well as under the restrictions of the Entrepreneurship Development Fund program "Available Financial Leasing 5-7-9%"

Apply for a lease

Company name*
USREOU*
Phone number*