*currency exchange only in cash
*exchange rates may be different
in individual branches of the Bank
Commercial rate (for debiting transactions in a currency, which differs from account currency)
acquisition of raw materials and supplies
payment of goods and services
payment of salary
payment of rent
payment of taxes
other needs related to economic activity
Terms and conditions of financing
- UAH
- General agreement – 5 million UAH
- Overdraft – up to 2 million UAH
(80% of the net average monthly income, but not more than the market value of the collateral)
- General agreement – 60 months
- Overdraft – up to 12 months (with the possibility of extension)
- 15.5% per annum
- 0.5% of the maximum debit in the accrual period (monthly)
- surety of the owners
- vehicle or self-propelled agricultural machinery
- legal entity
- experience in the market – more than 12 months
- revenue for the last four quarters is more than 5 million UAH
- no less than two buyers per month, concentration of sales on one buyer – no more than 70% or collection of sales revenue – no less than 50%
- contact the Bank branch
- submit a list of documents
- pass a check for compliance with the Bank's criteria
Advantages of the affiliate program:
the possibility of obtaining financing of up to 80% of the proceeds to the current account
no period of continuous use of the limit (no reset requirement)
quarterly recalculation of the limit
automatic increase of the limit when the turnover on the account increases
no fee for setting the limit
no collateral insurance
simplified customer analysis procedure
quick decision making
the signing of the QES
