*currency exchange only in cash
Commercial rate (for debiting transactions in a currency, which differs from account currency)
acquisition of raw materials and supplies
payment of goods and services
payment of salary
payment of rent
payment of taxes
other needs related to economic activity
Terms and conditions of financing
Currency
Currency
- UAH
Amount
Amount
- General agreement – 5 million UAH
- Overdraft – up to 2 million UAH
(80% of the net average monthly income, but not more than the market value of the collateral)
Term
Term
- General agreement – 60 months
- Overdraft – up to 12 months (with the possibility of extension)
Interest rate
Interest rate
- 16.5% per annum
Fee
Fee
- 0.5% of the maximum debit in the accrual period (monthly)
Security
Security
- surety of the owners
- vehicle or self-propelled agricultural machinery
Requirements for the customer
Requirements for the customer
- legal entity
- experience in the market – more than 12 months
- revenue for the last four quarters is more than 5 million UAH
- no less than two buyers per month, concentration of sales on one buyer – no more than 70% or collection of sales revenue – no less than 50%
How to get
How to get
- contact the Bank branch
- submit a list of documents
- pass a check for compliance with the Bank's criteria
Advantages of the affiliate program:
the possibility of obtaining financing of up to 80% of the proceeds to the current account
no period of continuous use of the limit (no reset requirement)
quarterly recalculation of the limit
automatic increase of the limit when the turnover on the account increases
no fee for setting the limit
no collateral insurance
simplified customer analysis procedure
quick decision making
the signing of the QES
